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    Since 1989 through:
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Savvy Sound & SafeSM Home Loans

The Loan Fund is pleased to launch a new initiative to further support the stability, growth, and prosperity of New Mexico�s communities: a residential mortgage program offering flexible, sensible home loans!

In participation with a national network of nonprofit organizations, The Loan Fund can now help make the dream of home ownership a reality for many families. And, we can also assist with the refinance of an existing home loan.

This new program targets deserving wage earners whom the lending industry may turn down or charge excessive fees. Our staff work one-on-one with clients to identify products best suited to each individual's needs as well as provide education and support throughout the term of the loan.

The Loan Fund is committed to providing every client with fair treatment, balanced advice, and full, open disclosure, just as we have in our business lending for almost 20 years.

Program Information

As a licensed broker, The Loan Fund currently has two mortgage products available: Opportunity One Stop & Opportunity Extra Credit.

These products offer:

  • Conventional financing for purchase or refinance (rate/term only)
  • Competitive, fixed interest rates on a 30-year term
  • Financing for owner-occupied residence; 1- 4 unit properties, manufactured housing not eligible
  • Up to 100% LTVs with low mortgage insurance coverage requirements
  • As little as $500 down with flexibility on acceptable sources of funding
  • Flexibility in the consideration of an applicant's credit history; Nontraditional sources of credit considered including rent, utilities or childcare payment histories
  • No hidden fees or prepayment penalties
  • Free homebuyer education before and after the loan closes
  • On-going guidance and assistance- We help you get your new home, and we'll help you keep it!
We are looking forward to serving you!

Contact Us

Please fill out a mortgage prequalification form and contact us if you would like to discuss your home financing options, or if you need further information:

Mortgage PreQualification Form Mortgage PreQualification Form (Adobe PDF format)

Christina Cosme
Community Development Officer, Mortgage Specialist
Phone: (505) 243-3196 x21
Email: [email protected]

Norma Valdez
Community Development Director
Phone: (505) 243-3196 x23
Email: [email protected]
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Last modified: September 2023